For over 40 years, the Terry L. Mounce Independent Brokerage Agency has helped families nationwide compare policies from hundreds of A+ rated companies to find coverage that fits their needs.
We use smart technology to compare quotes from nearly 700 A+ rated insurance companies, matching you with competitive plans based on your profile and needs.
Founded by former schoolteacher Terry Mounce, our agency is built on education, clarity, and trust. We help you make confident decisions with zero pressure.
We listen to your needs, budget, and goals
We compare top-rated carriers for you
We explain your best options in plain English
You choose the policy that fits—confidently
Your family depends on you — your income keeps the lights on, the mortgage paid, and your goals within reach. Life insurance provides income replacement, so your loved ones can maintain their lifestyle even if the unexpected happens.
Every insurance company we work with is financially strong, reputable, and experienced — ensuring your policy delivers when it matters most. We only partner with insurers that have top industry ratings and a long track record of reliability.
When you work with us, you get:
Founded in 1980, the Terry L. Mounce Independent Brokerage Agency was built on one simple belief: “People deserve to understand what they’re buying — and why.”
With over four decades of experience, Terry has helped thousands of families nationwide protect what matters most. His background as a schoolteacher shapes his approach — patient, transparent, and focused on helping clients learn before they buy.
"My husband died unexpectedly soon after my cancer diagnosis and income loss. Until the insurance company was able to pay the death claim, I could not pay to obtain my husband's body. Terry Mounce paid it for me."
"My husband was diagnosed with severe diabetes when applying for life insurance. He refused to believe it and went without coverage. At Terry’s guidance and counsel, my husband continued his path to medical care and life insurance coverage. I think Terry saved my husband’s life."
There’s no obligation — just honest, educational guidance and access to hundreds of policy options. Find out how affordable protection can be.
All quotes provided through top-rated, financially secure insurance companies.